Exhilaration and Peace of Mind

We recommend track day insurance for the simple reason that it will help you have more fun at your track day. You will have an easier time removing distractions and enjoying the experience if you know that a reputable, driver-focused company like Lockton is ready to help.

 

You may think you are covered under your normal auto insurance, but these policies often have key exclusions that eliminate coverage when you take your car on a track.

That’s where Lockton Motorsports comes in. They offer HPDE Insurance that protects your car from the costs associated with damage from the time you enter the grounds of a track to the time you leave.

 

On-Demand Daily Policy
Pay for coverage only when you need it, and you can wait until just before the event. Perfect for casual drivers tracking only a few times per year. Policy is emailed to you within minutes of applying.

Damage Protection
Protection for your car extends to modifications as well. In the case of total loss there is an agreed value basis so you know you’ll get a fair payout..

Other Lockton insurance products:

- Off-track insurance for when you’re transporting the car or loading/unloading it.

- Autocross insurance (includes off-track)

Coverage details:

  • Both street-licensed and non-licensed cars are eligible

  • Vehicle modifications are included

  • Applies to HPDE, Track Day, or Time Trial events (Autocross insurance is available as well)

  • Covers two drivers at each event at no additional cost, and when an instructor is driving.

  • Uses agreed value basis - you tell them what your car is worth.

  • 10-15% deductible applies ($2000 minimum)